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What can I do about the fact that no matter how hard I work I can’t ever seem to get ahead?

In these difficult economic times, I hear this all too often…so many people have lost their jobs and are struggling either to find a job or make do in a new job where their pay and benefits have been cut. Lean times come and go (or at least I remain hopeful that better times will again find us), so accept the tried and true saying of “this too shall pass”. Hold on to that hope, but also be practical in taking action to better your chances for getting ahead.

Sit down and take the time to objectively analyze why you seem to be working hard, only to be left with so little in your bank account at the end of each month. If you don’t have the facts, you don’t have a starting point from which to better your situation, so write down everything using “Money In” and “Money Out” columns. Be honest with yourself in looking at whether you are overspending for your income. Case studies I’ve heard of people who’ve gotten themselves out of debt, all carried the discipline of closely monitoring the “In” and “Out” columns.

Remember too that getting ahead isn’t all about watching your spending~it’s also about looking for a better job, taking a second job, or asking for that long overdue raise (Yes! Even in this economy good employees are getting raises!). Whatever plan of action you set forth, do it with an attitude geared for success…no one likes to work with a grumpity grump!

Embrace your Personal Power with Life Coaching~
• What motivates you to quit living paycheck to paycheck?
• How will you cultivate and nurture a new mindset geared toward getting ahead?
• Who will you align with to keep you accountable to stick with the goals you have set for yourself?

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Last week’s questions for you to read and comment on:

• Men and Toilet Seats
• Male Pride Affected by Illness
• Critical Daughter-In-Law
• Spouse Sneaks Cigarettes
• Same Fight After Married 27 Years

Joan Jerkovich is a Board Certified Life Coach. Contact her with your questions, or arrange a time to talk with Joan in person on her radio talk show at www.joanjerkovich.com.

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Listen to “The Joan Jerkovich Show” weekends @9am on 910 KINA